Frosty, cold, chilly, polar, arctic, below average, unseasonal, bone-chilling, frigid.
Roll call: Thermal tights, wool socks, leg warmers OVER tights, bibs over the tights to hold the leg warmers, wool LS base layer, thermal jersey, shell jacket, wind vest over jacket, balaclava, buff, winter cycling hat with ear flaps, shoe covers, winter cycling gloves with added liner. I was good until we stopped for a flat.
Want to make it even more miserable on a cold ride? Have a flat. We were all freezing, but the poor guy that had to replace the tube bare-handed had it the worst.
Do it. It works.